{
  "id": "824c76cc1c8e",
  "url": "https://www.bitsaboutmoney.com/archive/anatomy-of-credit-card-rewards-programs/",
  "title": "Anatomy of a credit card rewards program",
  "note": "Thorough overview of how credit card rewards programs work, what the structures are, and some comparison information about different approaches. \n\n> The heaviest credit card _spenders_, and this fact is both uncontroversial and flies in the face of what many personal finance columnists believe, are wealthy and sophisticated. They use credit cards primarily as payment instruments. Issuers compete aggressively for their business, which is quite lucrative. This is not because they pay much in interest, because while they have higher headline APRs they only rarely revolve balances. It is because \"clipping the ticket\" via interchange on a high volume of transactions is an excellent business to be in.\n\nOverall this will leave you a smarter consumer of credit cards. ",
  "voice": "mixed",
  "saved": "2024-04-04T23:51:57Z",
  "host": "bitsaboutmoney.com",
  "kind": "page",
  "tags": [],
  "record": "https://links.thingelstad.xyz/links/824c76cc1c8e/",
  "markdown": "https://links.thingelstad.xyz/links/824c76cc1c8e.md",
  "issues": [
    {
      "number": 282,
      "slug": "282",
      "title": "Weekly Thing 282 / Decentralized, Blobs, Rewards",
      "date": "2024-04-06T12:00:00Z",
      "section": "Notable",
      "position": 5,
      "url": "https://weekly.thingelstad.com/archive/282/",
      "page": "https://links.thingelstad.xyz/issues/282/"
    }
  ],
  "connections": {
    "same_host": {
      "count": 0,
      "page": "https://links.thingelstad.xyz/hosts/bitsaboutmoney.com/",
      "nearest": []
    },
    "same_week": {
      "count": 12,
      "nearest": [
        {
          "id": "638f5c7b1df7",
          "title": "xkcd: Eclipse Coolness",
          "url": "https://xkcd.com/2914/",
          "record": "https://links.thingelstad.xyz/links/638f5c7b1df7/"
        },
        {
          "id": "615ed0323427",
          "title": "How the team behind Zelda made physics feel like magic - The Verge",
          "url": "https://www.theverge.com/24115898/tears-of-the-kingdom-physics-gameplay-design-gdc-2024",
          "record": "https://links.thingelstad.xyz/links/615ed0323427/"
        },
        {
          "id": "8ffe1e30cd3d",
          "title": "Open Source Quality Institutes · ongoing by Tim Bray",
          "url": "https://www.tbray.org/ongoing/When/202x/2024/04/01/OSQI",
          "record": "https://links.thingelstad.xyz/links/8ffe1e30cd3d/"
        },
        {
          "id": "941525ad1228",
          "title": "The Wyoming Decentralized Unincorporated Nonprofit Association Act, Section-by-Section – Preston Byrne",
          "url": "https://prestonbyrne.com/2024/03/08/dunaa/",
          "record": "https://links.thingelstad.xyz/links/941525ad1228/"
        },
        {
          "id": "659d93526ad9",
          "title": "Spatial Persona on Vision Pro changes the game – Six Colors",
          "url": "https://sixcolors.com/post/2024/04/spatial-persona-on-vision-pro-changes-the-game/",
          "record": "https://links.thingelstad.xyz/links/659d93526ad9/"
        }
      ]
    },
    "mentions": [],
    "mentioned_by": [],
    "saved_twice": []
  },
  "elsewhere": {
    "wayback": "https://web.archive.org/web/*/https://www.bitsaboutmoney.com/archive/anatomy-of-credit-card-rewards-programs/"
  }
}