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  "note": "I buy into this approach a lot. Tammy and I use YNAB to track our personal finances and we enter each transaction by hand. I avoid payment methods that are too convenient. I refuse to use the scan to pay features at coffee shops because I know it takes you further from the decision to spend money. 💸 Some things should not be low friction. Thought experiment, I've often wondered what if you set your password as a trigger. So, on Amazon if you set your password to \"DoYouReallyNeedToBuyThisStuff?\" would that trigger your mind to reconsider?",
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