# To Cut My Spending, I Used Behavioral Economics on Myself - The Atlantic

<https://www.theatlantic.com/family/archive/2018/09/spending-personal-finance-pain-of-paying/569575/>

- Host: [theatlantic.com](https://links.thingelstad.xyz/hosts/theatlantic.com/)
- Saved: September 16, 2018 (2018-09-17T04:00:57Z)
- Record: https://links.thingelstad.xyz/links/c5f62c159d13/
- JSON: https://links.thingelstad.xyz/links/c5f62c159d13.json

## What Jamie wrote

I buy into this approach a lot. Tammy and I use YNAB to track our personal finances and we enter each transaction by hand. I avoid payment methods that are too convenient. I refuse to use the scan to pay features at coffee shops because I know it takes you further from the decision to spend money. 💸 Some things should not be low friction. Thought experiment, I've often wondered what if you set your password as a trigger. So, on Amazon if you set your password to "DoYouReallyNeedToBuyThisStuff?" would that trigger your mind to reconsider?

## Facts

- Kind: [Page](https://links.thingelstad.xyz/kinds/page/)

## Appears in

- [WT72: Weekly Thing #72 / Sep 22, 2018](https://weekly.thingelstad.com/archive/72/), Featured Links 🏅

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## Elsewhere

- Wayback Machine: https://web.archive.org/web/*/https://www.theatlantic.com/family/archive/2018/09/spending-personal-finance-pain-of-paying/569575/