If youre the frugal type, this budget might cause your brain to explode. - YNAB
www.youneedabudget.com/blog/2013/if-youre-the-frugal-type-this-budget-might-cause-your-brain-to-explode
From the page
Saved with the link. Notes from 2007 to 2016 are mostly the page's own words, so this is probably an excerpt.
Interesting read with the comments.