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To Cut My Spending, I Used Behavioral Economics on Myself - The Atlantic

www.theatlantic.com/family/archive/2018/09/spending-personal-finance-pain-of-paying/569575

What Jamie wrote

I buy into this approach a lot. Tammy and I use YNAB to track our personal finances and we enter each transaction by hand. I avoid payment methods that are too convenient. I refuse to use the scan to pay features at coffee shops because I know it takes you further from the decision to spend money. 💸 Some things should not be low friction. Thought experiment, I've often wondered what if you set your password as a trigger. So, on Amazon if you set your password to "DoYouReallyNeedToBuyThisStuff?" would that trigger your mind to reconsider?